Nate Reznicek, ACI Of CIC Services Selected To Teach ICCIE Course

When small to mid-sized business owners explore alternative risk management strategies, they frequently find themselves evaluating captive insurance requirements to see if their company qualifies. For decades, a persistent myth has circulated that captives are reserved exclusively for multi-national conglomerates, massive shipping fleets, or heavy construction firms. This misconception causes highly disciplined, mid-market business owners […]

Most businesses purchase insurance from a commercial carrier and give up control of the premiums they pay. A captive insurance company changes that arrangement by allowing a business to form or participate in an insurance company that covers selected risks. The captive collects premiums, pays covered claims, and retains funds that aren’t needed for losses […]

Businesses often think about insurance in terms of the standard policies available from commercial carriers. Those policies provide essential protection, but they’re generally designed for broad groups of companies. When they don’t fully reflect one organization’s operations, loss history, emerging exposures, or tolerance for risk, captive insurance coverage can offer a more tailored approach. A […]