Own Your Own Insurance Company
Turn your risk management into a profit center!
CIC Services is a captive manager, serving middle-market companies. Since 2005, we have helped business owners, CEOs, CFOs and Risk Managers take control of their risk management and turn their risk into wealth. Scroll down to learn more about what sets CIC Services apart and our comprehensive Enterprise Risk Management approach.
Industries We Serve
Alternative Risk Transfer


Warranties (Warranty Captive)
Employee Benefits (Healthcare Captive)


Enterprise Risk Management (ERM)
Steps to Captive Ownership
Forming and operating a Captive is a complex undertaking. Captives are highly regulated, sophisticated businesses that demand the greatest level of competency from their chosen service providers.
Before undertaking this endeavor, be sure you:
- Choose the best team of professionals,
- Choose an appropriate domicile for your captive, and
- Understand what’s fully involved with forming and operating your captive.
The Good News: CIC Services makes owning and operating your captive simple and turn-key.
Captivating Thinking
Our weekly, clear-headed commentary on the captive industry

Sean King, JD, CPA Remarks On The Modest Reprieve Given To The IRS By A U.S. District Court
In a recent ruling, the U.S. District Court for the Eastern District of Tennessee reversed its prior decision requiring the IRS to return all documents illegally collected by the IRS under Notice 2016-66. Instead, the IRS was ordered to return only documents that it illegally collected from our firm, CIC Services.

Amid Surging Crime Rates, Make Sure Your Business Is Protected for Entrepreneur
In this article for Entrepreneur, CIC Services’ Randy Sadler discusses the surging rates of crime and the necessity for commercial insurance. Sadler dives into property and supply chain crime and their effect on commercial businesses. He goes on to explain how captive insurance solutions can provide coverage for this type of risk.

How Covid-19 Put a Magnifying Glass on Business Interruption Insurance for Entrepreneurs
In this article for Entrepreneur, CIC Services’ Randy Sadler discusses the complexity and nuance of business interruption insurance. Sadler then goes on to discuss how traditional forms of insurance may fall short when it comes to issues like natural disasters and pandemics, leaving your company vulnerable.
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