Own Your Own Insurance Company
Turn your risk management into a profit center!
CIC Services is a captive manager, serving middle-market companies. Since 2005, we have helped business owners, CEOs, CFOs and Risk Managers take control of their risk management and turn their risk into wealth. Scroll down to learn more about what sets CIC Services apart and our comprehensive Enterprise Risk Management approach.
Industries We Serve
Alternative Risk Transfer


Warranties (Warranty Captive)
Employee Benefits (Healthcare Captive)


Enterprise Risk Management (ERM)
Steps to Captive Ownership
Forming and operating a Captive is a complex undertaking. Captives are highly regulated, sophisticated businesses that demand the greatest level of competency from their chosen service providers.
Before undertaking this endeavor, be sure you:
- Choose the best team of professionals,
- Choose an appropriate domicile for your captive, and
- Understand what’s fully involved with forming and operating your captive.
The Good News: CIC Services makes owning and operating your captive simple and turn-key.
Captivating Thinking
Our weekly, clear-headed commentary on the captive industry

How Covid-19 Put a Magnifying Glass on Business Interruption Insurance for Entrepreneurs
In this article for Entrepreneur, CIC Services’ Randy Sadler discusses the complexity and nuance of business interruption insurance. Sadler then goes on to discuss how traditional forms of insurance may fall short when it comes to issues like natural disasters and pandemics, leaving your company vulnerable.

Risk Management In The Digital Age
The business landscape has drastically changed in the past two years, as the pandemic fast-tracked technological advances. According to a McKinsey Global Survey, companies have accelerated the share of digital or digitally enabled products in their portfolios by a whopping seven years since Covid-19 became a global phenomenon. They are leveraging emerging technologies in areas […]

From Workplace Violence to Cyber Security: How to Mitigate Risk in the Changing Health Care Industry for Business Partner Magazine
CIC Services’ Randy Sadler discusses the significant changes and novel issues that have hit the healthcare industry in this article for Business Partner Magazine. Sadler then goes on to highlight the benefits of creating a captive insurance company to provide custom coverage that covers these gaps in traditional insurance options.
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