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Recent Headlines
Looking to read about ways we are serving the business community through the innovative use of captive insurance companies? If CIC Services is in the news, you’ll be able to read it here. Check out where we’ve made the most recent headlines below.

Why Rising Property Insurance Costs are Squeezing Multi-Site QSRs
If you manage a quick-service restaurant (QSR) chain across multiple locations, you’re likely facing rising insurance costs and inflexible policies. Traditional property insurance is increasingly misaligned with the realities of multi-site operations, forcing businesses to overpay for coverage that doesn’t reflect their actual risk profile.

Leane Rafalko Elected to Utah Captive Board
In the recent article published by Captive Insurance Times, CIC Services announces the appointment of Leane Rafalko to the board of directors of the Utah Captive Insurance Association (UCIA) for a three-year term. She brings over 20 years of experience in both regulatory and private-sector roles, having joined CIC Services in 2023. In addition to […]

CIC Services Boosts EnviroCap with Auto, Comp, and General Liability Additions
CIC Services and Environmental Risk Managers (ERMI) have enhanced their EnviroCap captive insurance program in response to ongoing challenges in the commercial insurance market.

Hidden Gaps in Crime Insurance Can Devastate a Balance Sheet
While most CPAs feel secure with their current commercial crime insurance, many are unaware of hidden policy exclusions that leave their organizations financially vulnerable to significant fraud-related losses. These gaps are often discovered only after a major incident, when the financial and reputational damage is already done.

CIC Services’ Dylan Lawhorn Earns ACI Designation
We are very pleased to announce that CIC Services, LLC’s Senior Account Manager, Dylan Lawhorn, has earned his Associate in Captive Insurance (ACI) designation from the International Center for Captive Insurance Education (ICCIE).
Recent Headlines
Looking to read about ways we are serving the business community through the innovative use of captive insurance companies? If CIC Services is in the news, you’ll be able to read it here. Check out where we’ve made the most recent headlines below.

Why Rising Property Insurance Costs are Squeezing Multi-Site QSRs
If you manage a quick-service restaurant (QSR) chain across multiple locations, you’re likely facing rising insurance costs and inflexible policies. Traditional property insurance is increasingly misaligned with the realities of multi-site operations, forcing businesses to overpay for coverage that doesn’t reflect their actual risk profile.

Leane Rafalko Elected to Utah Captive Board
In the recent article published by Captive Insurance Times, CIC Services announces the appointment of Leane Rafalko to the board of directors of the Utah Captive Insurance Association (UCIA) for a three-year term. She brings over 20 years of experience in both regulatory and private-sector roles, having joined CIC Services in 2023. In addition to […]

CIC Services Boosts EnviroCap with Auto, Comp, and General Liability Additions
CIC Services and Environmental Risk Managers (ERMI) have enhanced their EnviroCap captive insurance program in response to ongoing challenges in the commercial insurance market.

Hidden Gaps in Crime Insurance Can Devastate a Balance Sheet
While most CPAs feel secure with their current commercial crime insurance, many are unaware of hidden policy exclusions that leave their organizations financially vulnerable to significant fraud-related losses. These gaps are often discovered only after a major incident, when the financial and reputational damage is already done.

CIC Services’ Dylan Lawhorn Earns ACI Designation
We are very pleased to announce that CIC Services, LLC’s Senior Account Manager, Dylan Lawhorn, has earned his Associate in Captive Insurance (ACI) designation from the International Center for Captive Insurance Education (ICCIE).
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