April 2017

A changing economy, emergence of unique risks and political change made 2016 a particularly surprising year.  This was the kind of year that highlighted the importance of unique approaches to risk management and risk financing.  As a captive insurance company manager, CIC Services has been working on increasingly complex risk financing structures tailored to help small and mid-market clients meet the challenges of the twenty-first century.

To help meet these challenges, CIC Services continues to add top notch talent to its team.  We are very pleased to announce that Ram Patel has joined CIC Services as a Captive Analyst, where he will

The Internal Revenue Service (IRS) would like us to believe that its enforcement actions targeting captive insurance companies are intended to penalize the industry’s “bad actors.” But…is that really the Service’s objective?  Or is it something more sinister?

Over the last many years the IRS used this “bad actor” logic to justify many unseemly things, including seizing the checking accounts of thousands of small businesses across the country who did nothing other