CIC Services Announces The 60 Day Captive Insurance Countdown For 2026

Uncertainty surrounding the midterm election, the economy, and the regulatory environment gives business owners plenty they cannot control. A captive insurance company can give businesses greater control over their insurance strategy while helping them build greater financial stability.

Each year, CIC Services launches the 60-Day Captive Insurance Countdown, an initiative designed to encourage business owners considering captive insurance to begin the process before the year comes to a close. The 2026 countdown officially begins October 10, at a time when election-year uncertainty and approaching year-end deadlines are competing for the attention of business leaders.

For companies considering a captive, waiting for greater certainty can come at a cost. Establishing a captive requires careful planning, analysis, and coordination. Delaying the conversation until after the midterm election leaves businesses with an increasingly narrow window to evaluate their options and complete the necessary steps before December 31.

A captive insurance company can give qualifying businesses greater control over their insurance strategy, provide coverage for risks that may be difficult or expensive to insure through the traditional market, and allow them to retain premiums and build reserves over time. Rather than waiting to see what the next election, economic shift, or insurance market change may bring, businesses can take steps now to strengthen their risk management strategy for the year ahead.

The election will come and go. Year-end deadlines will not move.

CIC Services’ 2026 60-Day Captive Insurance Countdown is a reminder that businesses do not have to wait for certainty to prepare for uncertainty. Starting the conversation now provides more time to determine whether a captive is the right fit and, if so, begin working toward formation before year-end.

For business owners who want to learn more, CIC Services’ 60-Day Captive Insurance Countdown webinar provides an overview of captive insurance, the formation process and important considerations for companies evaluating whether a captive could fit into their broader risk strategy.

To learn more about the 60-Day Captive Insurance Countdown, you can view last year’s webinar below.