CIC, Ragnar Unveil Captive For Restaurants and Bars
When it comes to insurance, not all “sports bars” are created equal — yet many are priced as if they are.
When it comes to insurance, not all “sports bars” are created equal — yet many are priced as if they are.
Too often, the aftermath of workplace tragedies, whether a shooting or harassment lawsuit, reveals the same truth: the warning signs were there, but no one connected the dots. Scattered across departments and silos, crucial information goes unnoticed until it’s too late. The result? Human suffering, reputational damage, lawsuits, and billions in annual costs to employers.
Artificial intelligence is no longer an experiment. From customer service to medical diagnostics, companies are embedding AI into core operations. But as adoption accelerates, so do the risks, and accountability for AI failures is far from clear.
We’re honored to share that CIC Services has been recognized as Highly Commended for Captive Manager of the Year in the Captive Review US Captive Awards 2025. This recognition reflects not only our commitment to excellence but also our focus on delivering meaningful results and value for the businesses we serve. It continues a tradition of distinction, following being previously named Captive Manager of the Year in 2024, 2023, and 2021.
At CIC Services, we view captive insurance as more than a financial strategy—it’s a long-term, tailored approach to not only managing a company’s complex risks, but also putting the company on a path whereby it has control over its present, and future, insurance cost and capacity, which leads to greater financial gains, liquidity and cash flow. Our role as captive managers goes beyond administration: we work alongside our clients to understand their unique challenges, design customized solutions, and ensure each captive operates efficiently and strategically. While awards are meaningful, the real measure of our work comes from the trust and confidence our clients place in us.
One client shared their experience:
“Our company’s insurance landscape had become complex and difficult to manage. CIC Services helped us simplify and streamline our coverage, uncovering gaps and designing a program aligned with our long-term objectives. They made complex concepts understandable and actionable, helping us use our captive as a strategic tool for growth.”
Another client noted:
“CIC Services, our captive manager for our environmental protection insurance program, has played a pivotal role in helping us manage our long-term risk. What sets CIC Services apart is their ability to truly understand our unique challenges. They have developed tailored solutions that have exceeded our expectations.”
These experiences reflect how we approach every engagement. We strive to empower our clients, helping them not only manage risk but also leverage their captives as tools for growth, efficiency, and strategic advantage. Our focus is always on their success, not just on recognition.
Our approach is grounded in deep expertise, innovation, and client-focused guidance:
Being Highly Commended in 2025 motivates us to continue building trust, delivering innovative solutions, and putting our clients’ needs first. Every captive we manage is an opportunity to create measurable value, simplify complexity, and provide peace of mind knowing risk is being handled strategically.
We thank Captive Review for the recognition, and most importantly, we thank our clients for the trust and collaboration that make our work meaningful.
To learn more about CIC Services and turning risk into a profit center, contact us today.