Alternative Risk Transfer (ART) describes the marketplace in which nontraditional risk transfer approaches (as compared to commercial insurance) can be arranged. Some of the types of entities and approaches included in this marketplace are captive insurance companies (CICs), pools, trusts and risk retention groups (RRGs). ART typically includes
I’m suing my insurance company
“You’re what?”
“You heard me, I’m suing my insurance company.”
“I had a loss, and it’s definitely covered on my policy… but my insurance company is playing games
No, this isn’t a typo. “EXCLUSE ME?” is an appropriate response when your business has a loss that you expected your insurance to cover, but an unexpected policy exclusion results in your claim being denied. This is a truly helpless