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Recent Headlines
Looking to read about ways we are serving the business community through the innovative use of captive insurance companies? If CIC Services is in the news, you’ll be able to read it here. Check out where we’ve made the most recent headlines below.

How Subcontractor Default Insurance & Captives Protect & Empower Contractors
In the high-stakes world of construction, risk isn’t a matter of if, but when. For general contractors, managing that risk, especially when it comes to subcontractor performance, is a constant balancing act. Traditionally, surety bonds have served as a safety net, but a new era of risk management is gaining traction, and it’s rewriting the […]

CIC Services Adds Jake Ridgway as Vice President of People and Operations
CIC Services has named Jake Ridgway vice president of people and operations. Ridgway brings more than 20 years of experience in human resources and leadership across the technology, digital analytics, information services, and advertising industries. In his new role, he will lead both HR and operations to support organizational effectiveness, enhance company culture, and ensure […]

Why Rising Property Insurance Costs are Squeezing Multi-Site QSRs
If you manage a quick-service restaurant (QSR) chain across multiple locations, you’re likely facing rising insurance costs and inflexible policies. Traditional property insurance is increasingly misaligned with the realities of multi-site operations, forcing businesses to overpay for coverage that doesn’t reflect their actual risk profile.

Leane Rafalko Elected to Utah Captive Board
In the recent article published by Captive Insurance Times, CIC Services announces the appointment of Leane Rafalko to the board of directors of the Utah Captive Insurance Association (UCIA) for a three-year term. She brings over 20 years of experience in both regulatory and private-sector roles, having joined CIC Services in 2023. In addition to […]

CIC Services Boosts EnviroCap with Auto, Comp, and General Liability Additions
CIC Services and Environmental Risk Managers (ERMI) have enhanced their EnviroCap captive insurance program in response to ongoing challenges in the commercial insurance market.
Recent Headlines
Looking to read about ways we are serving the business community through the innovative use of captive insurance companies? If CIC Services is in the news, you’ll be able to read it here. Check out where we’ve made the most recent headlines below.

How Subcontractor Default Insurance & Captives Protect & Empower Contractors
In the high-stakes world of construction, risk isn’t a matter of if, but when. For general contractors, managing that risk, especially when it comes to subcontractor performance, is a constant balancing act. Traditionally, surety bonds have served as a safety net, but a new era of risk management is gaining traction, and it’s rewriting the […]

CIC Services Adds Jake Ridgway as Vice President of People and Operations
CIC Services has named Jake Ridgway vice president of people and operations. Ridgway brings more than 20 years of experience in human resources and leadership across the technology, digital analytics, information services, and advertising industries. In his new role, he will lead both HR and operations to support organizational effectiveness, enhance company culture, and ensure […]

Why Rising Property Insurance Costs are Squeezing Multi-Site QSRs
If you manage a quick-service restaurant (QSR) chain across multiple locations, you’re likely facing rising insurance costs and inflexible policies. Traditional property insurance is increasingly misaligned with the realities of multi-site operations, forcing businesses to overpay for coverage that doesn’t reflect their actual risk profile.

Leane Rafalko Elected to Utah Captive Board
In the recent article published by Captive Insurance Times, CIC Services announces the appointment of Leane Rafalko to the board of directors of the Utah Captive Insurance Association (UCIA) for a three-year term. She brings over 20 years of experience in both regulatory and private-sector roles, having joined CIC Services in 2023. In addition to […]

CIC Services Boosts EnviroCap with Auto, Comp, and General Liability Additions
CIC Services and Environmental Risk Managers (ERMI) have enhanced their EnviroCap captive insurance program in response to ongoing challenges in the commercial insurance market.
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