Last week, CIC Services  we attended the 2014 Captive Insurance Companies Association (CICA) conference in Scottsdale, Arizona.  CICA touts itself as the only domicile-neutral captive insurance association.  We are members of CICA and attend the conference to stay abreast of legislative and regulatory changes that impact the captive insurance industry.  The CICA conference also addresses […]

There are times when we need to hit the reset button on our way of thinking.  This is often true in the area of wealth management and wealth accumulation.  For example, conventional wisdom often encourages us to only tap our savings as a last resort.  However, for many professionals and business owners, conventional wisdom may […]

I remember a few years back, when a good friend of mine pulled up in a brand new, massive, American made pick-up truck.  It was black with shiny chrome and a tan leather interior – absolutely stunning.  “It looks like someone is going through a mid-life crisis,” I quipped. “No, I’m just being a great […]

Last week, we discussed why owning a captive insurance company is “THE BEST SELF-INSURANCE MONEY CAN BUY.”  A captive insurance company is the most powerful risk management and wealth accumulation tool that a business can access.  When properly employed, there is no other financial vehicle

Risk management is a challenging business.  In the twenty-first century, companies (particularly small and mid-sized ones) face innumerable existential threats.  For instance, cyber risk is a growing and wildly unpredictable threat as evidenced by the havoc recently wreaked on Target by hackers.  Terrorism is a real threat to businesses and their operations today (did you […]