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Captivating Thinking
Knowledge is power. That’s why we’re always looking to educate business owners on the best practice when it comes to Captive Management. But we also want to give you the resources you need to guide you through the risk management process. In the CIC Services Knowledge Center, you can:
- Read about CIC in the news
- Learn about industry standards
- Stay up-to-date on upcoming events
Explore these resources and equip yourself for the future!

Don’t Just Pay More Taxes When You Can Own Your Own Insurance Company (And Help Ensure Your Company’s Long Term Survival)
Over time, taxes can take a heavy toll on a business and its owners. Year after year, profits are stripped away to pay taxes, often resulting in a business that is

Paradigm Shift – It’s Better To Insure Against “Rainy Days” Than It Is To Save For Them
My father always taught me to set aside money for rainy days. “You have to pay yourself first,” he would remind me. “Before you spend any money that you earn, you have to pay yourself by saving some money for a rainy day.” This was and still is great advice. And, of course, untapped “rainy […]

So Much Disruption…So Little Time
The writing is on the wall. The world is changing fast, and business owners, CFOs and risk managers will have to bring their “A Game” to keep up with rapidly evolving risks. This was the thesis of “Defying Disruption,” an educational session at the 2017 Risk Management Society (RIMS) Conference. CIC Services, LLC attends the […]

California Universities Captive Insurance Program Steeped In Innovation
Ironically, one of the largest captive insurance programs in the United States serves the University of California system with its 10 universities, 5 medical systems and 3 National laboratories. The University of California Regents Captive Insurance Company, Fiat Lux Risk and Insurance Company has over $1.2 billion in assets and receives $980 million in insurance […]

Don’t Miss The Boat – Great Charts On The Captive Insurance Industry
It’s quite disconcerting to “miss the boat,” so to speak. And, this adage is particularly true for many mid-market and small businesses that would benefit immensely from owning their own insurance company – known as a captive insurance company (CIC) – but have yet to embark on this powerful course to improve risk management and […]
Captivating Thinking
Knowledge is power. That’s why we’re always looking to educate business owners on the best practice when it comes to Captive Management. But we also want to give you the resources you need to guide you through the risk management process. In the CIC Services Knowledge Center, you can:
- Read about CIC in the news
- Learn about industry standards
- Stay up-to-date on upcoming events
Explore these resources and equip yourself for the future!

Don’t Just Pay More Taxes When You Can Own Your Own Insurance Company (And Help Ensure Your Company’s Long Term Survival)
Over time, taxes can take a heavy toll on a business and its owners. Year after year, profits are stripped away to pay taxes, often resulting in a business that is

Paradigm Shift – It’s Better To Insure Against “Rainy Days” Than It Is To Save For Them
My father always taught me to set aside money for rainy days. “You have to pay yourself first,” he would remind me. “Before you spend any money that you earn, you have to pay yourself by saving some money for a rainy day.” This was and still is great advice. And, of course, untapped “rainy […]

So Much Disruption…So Little Time
The writing is on the wall. The world is changing fast, and business owners, CFOs and risk managers will have to bring their “A Game” to keep up with rapidly evolving risks. This was the thesis of “Defying Disruption,” an educational session at the 2017 Risk Management Society (RIMS) Conference. CIC Services, LLC attends the […]

California Universities Captive Insurance Program Steeped In Innovation
Ironically, one of the largest captive insurance programs in the United States serves the University of California system with its 10 universities, 5 medical systems and 3 National laboratories. The University of California Regents Captive Insurance Company, Fiat Lux Risk and Insurance Company has over $1.2 billion in assets and receives $980 million in insurance […]

Don’t Miss The Boat – Great Charts On The Captive Insurance Industry
It’s quite disconcerting to “miss the boat,” so to speak. And, this adage is particularly true for many mid-market and small businesses that would benefit immensely from owning their own insurance company – known as a captive insurance company (CIC) – but have yet to embark on this powerful course to improve risk management and […]
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