Trusted Captive Insurance Manager
Bryan Ridgway, ACI
Principal, COO
Bryan Ridgway is the Managing Partner of CIC Services, LLC, and leads the company in two areas: 1) working with clients on structuring all-new captive formations, and 2) overseeing all client related management and administrative services. Prior to joining CIC Services, LLC, Bryan served as Finance Director for Professional Holding Company VI, LLC (PHC) where he oversaw the start-up and development of their Captive Management program. Under Bryan’s supervision, PHC’s captive program grew to manage over 50 captive transactions in just under 5 years.
Bryan has over 10 years of public accounting experience, most recently as a Senior Tax Accountant specializing in Captive Insurance and Localized Tax Incentive Programs with Heyman and Associates of San Diego, CA.
Bryan was born and raised on St. Croix, U.S. Virgin Islands where he attended and graduated Cum Laude from the University of the Virgin Islands with a Bachelor of Science degree in Accounting. Bryan also has his Associate in Captive Insurance (ACI) from the International Center for Captive Insurance Education. He now lives in Knoxville, TN with his wife and daughter.
Recent Industry News
The Courtroom Risk No One in Power Generation Can Afford to Ignore
In today’s energy landscape, power companies face not only the challenges of decarbonization, market volatility, and aging infrastructure but also a rapidly growing legal threat that demands board-level attention.
Captive Consolidation: Why Focused Management Matters More Than Ever
In today’s dynamic risk environment, captive insurance companies have become essential tools for businesses seeking more control over risk financing. By forming their own insurance entities, companies gain the ability to customize coverage, better manage costs, and achieve improved transparency across their risk programs. Captives are no longer just niche solutions—they’re strategic assets used by […]
CIC Services Files Second Lawsuit Against the IRS, Continuing Fight for Small and Mid-Sized Businesses
CIC Services, a Knoxville-based firm that helps small and mid-sized businesses form and manage captive insurance companies, has filed a second lawsuit against the Internal Revenue Service (IRS), challenging what it describes as a continued campaign of regulatory overreach that harms legitimate business owners. The complaint, filed in the U.S. District Court for the Eastern […]
New IRS Captive Rules Beg To Be Challenged
On January 14, just days before the end of the Biden Administration, the US Treasury continued its multi-decade-long attacks on Congressionally-authorized captive insurance arrangements by issuing a new final regulation relating to 831(b) small captive insurance companies: https://public-inspection.federalregister.gov/2025-00393.pdf. Unfortunately, the new rule very much resembles the originally proposed rule that received overwhelmingly negative feedback from […]