How a Rent-to-Own Company Used a Captive Insurance Strategy to Reclaim Profit and Reinforce Their Mission

Old, rustic house nestled amongst a densely wooded forest, flanked by towering trees

Case Study: How a Rent-to-Own Company Used a Captive Insurance Strategy to Reclaim Profit and Reinforce Their Mission

A rent-to-own housing company is helping thousands of Americans achieve homeownership—especially those who don’t qualify for traditional mortgages. With a growing portfolio of over 1,500 homes, the company plays a critical role in expanding housing access for underserved families.

But despite operating in low-risk areas, they faced an outsized challenge: a $1.5 million annual property insurance bill—averaging $1,000 per home per year.

Download the case study to see how they did it—and how your business could, too.

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Case Study: How a Rent-to-Own Company Used a Captive Insurance Strategy to Reclaim Profit and Reinforce Their Mission

Download the case study to see how they did it—and how your business could, too.

Stronger Business Model

Improved Cost Controls

Wealth Accumulation

Advantageous Tax Treatment

Insurance Profits

Improved Risk Management

Asset Protection