Own Your Own Insurance Company
Turn your risk management into a profit center!
CIC Services is a captive manager, serving middle-market companies. Since 2005, we have helped business owners, CEOs, CFOs and Risk Managers take control of their risk management and turn their risk into wealth. Scroll down to learn more about what sets CIC Services apart and our comprehensive Enterprise Risk Management approach.
Industries We Serve
Alternative Risk Transfer


Warranties (Warranty Captive)
Employee Benefits (Healthcare Captive)


Enterprise Risk Management (ERM)
Steps to Captive Ownership
Forming and operating a Captive is a complex undertaking. Captives are highly regulated, sophisticated businesses that demand the greatest level of competency from their chosen service providers.
Before undertaking this endeavor, be sure you:
- Choose the best team of professionals,
- Choose an appropriate domicile for your captive, and
- Understand what’s fully involved with forming and operating your captive.
The Good News: CIC Services makes owning and operating your captive simple and turn-key.
Captivating Thinking
Our weekly, clear-headed commentary on the captive industry

Why Rising Property Insurance Costs are Squeezing Multi-Site QSRs
If you manage a quick-service restaurant (QSR) chain across multiple locations, you’re likely facing rising insurance costs and inflexible policies. Traditional property insurance is increasingly misaligned with the realities of multi-site operations, forcing businesses to overpay for coverage that doesn’t reflect their actual risk profile.

The Courtroom Risk No One in Power Generation Can Afford to Ignore
In today’s energy landscape, power companies face not only the challenges of decarbonization, market volatility, and aging infrastructure but also a rapidly growing legal threat that demands board-level attention.

Leane Rafalko Elected to Utah Captive Board
In the recent article published by Captive Insurance Times, CIC Services announces the appointment of Leane Rafalko to the board of directors of the Utah Captive Insurance Association (UCIA) for a three-year term. She brings over 20 years of experience in both regulatory and private-sector roles, having joined CIC Services in 2023. In addition to […]
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