The CIC Services Difference

The primary reason for forming a captive is ALWAYS risk management. All risk management is Financial. It’s all about the money. A financially strong captive is a more powerful risk management tool. CIC Services LLC structures captives to optimize both risk management and asset accumulation. The greater the asset accumulation, the more effective the captive is for its insureds and owners. We do this through the following:

  • Comprehensive Business Risk Assessment
  • Strategic Risk Management Plan
  • Superior Structuring within a Captive
  • Superior Asset Management Strategies
  • Superior Exit Strategies
To learn more about the CIC Services difference, contact us today:

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Captive Insurance

Discover the financial advantages of…
OWNING YOUR OWN INSURANCE COMPANY.

The Principals of CIC Services, LLC Have Over a Century of Experience in the Insurance Industry.

  • Government Contractors
  • Wholesalers
  • Manufacturing
  • Medical Practices
  • Retail
  • Financial Services
  • Transportation / Logistics
  • IT / Communications
  • Construction
  • Veterinary Practices

Benefits

Why form a Captive Insurance Company (CIC)? Reduce Insurance Costs, Protect your Business From Risk, Improve Cash Flow, Create Profit Center, Increase Asset Protection and Estate Planning.Learn More

Captive Taxation

Tax savings versus informal self insurance. Premiums paid to your CIC should be deductible to your business just as if they were paid to a third party insurer.Learn More

Are You a Candidate?

Businesses that are overpaying for third party insurance or with significant uninsured or underinsured risks.Learn More

Choosing an Advisor

Selecting qualified professionals to assist with creating and maintaining your captive is essential to obtaining the benefits of captive ownership.Learn More

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Captivating Thinking

Weekly, clear-headed commentary on the captive industry.

CIC Services’ Bryan Ridgway Earns ACI Designation

  • February 24th, 2015
  • CIC Services’ Bryan Ridgway Earns ACI Designation

We are very pleased to announce the CIC Services, LLC’s Managing Principal, Bryan Ridgway has earned his Associate in Captive Insurance (ACI) designation from the International Center for Captive Insurance Education (ICCIE).   ICCIE was founded in 2004 and provides the only  comprehensive captive insurance education program in North America.  ICCIE courses are relevant to any [...] Continue reading →

An Open Letter To Congress And The Senate Joint Committee On Taxation Regarding The IRS’s Unlawful Harassment Of Small Captive Insurance Companies

  • February 14th, 2015
  • An Open Letter To Congress And The Senate Joint Committee On Taxation Regarding The IRS’s Unlawful Harassment Of Small Captive Insurance Companies

The Joint Committee on Taxation is currently considering whether to expand the limits under Internal Revenue Code Section 831(b), the provision that makes it economically feasible for small businesses to engage in responsible risk management activities.  I urge you to support this expansion, and more importantly to take this opportunity to thwart the IRS’s current [...] Continue reading →

Breaking News – Senate Finance Committee Votes To Increase Maximum Premiums For 831(B) Captives From $1.2 Million To $2.2 Million

  • February 14th, 2015
  • Breaking News – Senate Finance Committee Votes To Increase Maximum Premiums For 831(B) Captives From $1.2 Million To $2.2 Million

It would appear the Internal Revenue Service (IRS) is short on supporters, following its recent rant against small captive insurance companies that make 831(b) tax elections. First, the breaking news. The Senate Finance Committee just voted to increase the premiums ceiling on small captive insurance companies making an 831(b) tax election from $1.2 million to [...] Continue reading →