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Looking to read about ways we are serving the business community through the innovative use of captive insurance companies? If CIC Services is in the news, you’ll be able to read it here. Check out where we’ve made the most recent headlines below.
CIC Services is excited to announce that Leane A. Rafalko has joined the company as the Director of Captive Management. Rafalko brings extensive regulatory and private sector experience to the role, having worked as an audit manager at RH CPAs, a senior captive consultant at Hylant Global Captive Solutions, and spent over 20 years with […]
The article “Stayin’ Alive: How Private Practices Can Survive Regulatory Risk And Fines” by Randy Sadler, published in Medical Economics, provides valuable insights and strategies for private practice owners to protect their practices from regulatory risks and fines. With the increasing financial pressures and evolving regulations in the healthcare industry, Sadler emphasizes the importance of […]
The recent article published by Captive International, “New Director of Captive Management at CIC Services,” highlights Leane Rafalko joining CIC Services as the Director of Captive Management. CIC expressed confidence that Leane Rafalko’s extensive background in both regulatory and private sector roles will greatly benefit the company and enhance its services for clients. Read the […]
The recent article published by News Leaflets, “CIC Services Names Former NC Regulator as Director of Captive Management,” by Denis Jordan, highlights Leane Rafalko being named Director of Captive Management for CIC Services. With two decades of experience in the captive business and insurance regulation, Rafalko brings significant expertise to her new role. Read the […]
In the recent article published by Insurance Journal, “CIC Services Names Former NC Regulator as Director of Captive Management,” by William Rabb, highlights Leane Rafalko’s appointment to Director of Captive Management by CIC Services. She has 20 years experience in the captive business and insurance regulation. Read the full article here
Looking to read about ways we are serving the business community through the innovative use of captive insurance companies? If CIC Services is in the news, you’ll be able to read it here. Check out where we’ve made the most recent headlines below.
CIC Services is excited to announce that Leane A. Rafalko has joined the company as the Director of Captive Management. Rafalko brings extensive regulatory and private sector experience to the role, having worked as an audit manager at RH CPAs, a senior captive consultant at Hylant Global Captive Solutions, and spent over 20 years with […]
The article “Stayin’ Alive: How Private Practices Can Survive Regulatory Risk And Fines” by Randy Sadler, published in Medical Economics, provides valuable insights and strategies for private practice owners to protect their practices from regulatory risks and fines. With the increasing financial pressures and evolving regulations in the healthcare industry, Sadler emphasizes the importance of […]
The recent article published by Captive International, “New Director of Captive Management at CIC Services,” highlights Leane Rafalko joining CIC Services as the Director of Captive Management. CIC expressed confidence that Leane Rafalko’s extensive background in both regulatory and private sector roles will greatly benefit the company and enhance its services for clients. Read the […]
The recent article published by News Leaflets, “CIC Services Names Former NC Regulator as Director of Captive Management,” by Denis Jordan, highlights Leane Rafalko being named Director of Captive Management for CIC Services. With two decades of experience in the captive business and insurance regulation, Rafalko brings significant expertise to her new role. Read the […]
In the recent article published by Insurance Journal, “CIC Services Names Former NC Regulator as Director of Captive Management,” by William Rabb, highlights Leane Rafalko’s appointment to Director of Captive Management by CIC Services. She has 20 years experience in the captive business and insurance regulation. Read the full article here
Sign Up for the Captivating Thinking Newsletter
Businesses who implement ERM programs combined with a captive to plan for unforseen risks stand a better chance of surviving, and passing to the next generation.
Captive owners can leverage their ERM and captive programs to improve their negotiating ability when renewing their commercial insurance coverages.
Profitable captives will see their reserves grow over time to significant sums which can be utilized by their owners for retirement or other life cycle needs.
Insurance companies are the only entities allowed to expense projected future expense against current-year revenues (claim reserves). Small captives (premiums of $2.2M or less per year) may also elect to only be taxed on their investment income, potentially resulting in substantial tax savings for their owners.
Utilizing your captive to reduce or replace your commercial insurance coverage with policies issued by your captive allows you to capture insurance profits previously realized by the carriers.
Adding a captive and ERM program will result in a higher awareness and enhanced strategies for how your organization thinks about and plans for all risks.
The assets held by a properly organized and managed captive enjoy a very high degree of protection from both the business’ and business owner’s creditors.