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Looking to read about ways we are serving the business community through the innovative use of captive insurance companies? If CIC Services is in the news, you’ll be able to read it here. Check out where we’ve made the most recent headlines below.
Program combines CIC Services’ captive insurance expertise with ePremium technology to help qualified property owners retain insurance value and expand their risk protection CIC Services today announced the launch of PortfolioVantage, a tenant legal liability program that helps qualified property owners turn coverage for tenant-caused damage into the foundation of a broader captive insurance strategy. […]
Budgets are often built around expectations for revenue, expenses, and growth. But when unexpected events disrupt those assumptions, even a carefully developed financial plan can quickly become outdated. Supply chain delays, cyber incidents, regulatory changes, litigation, and shifts in the insurance market can all create financial consequences that are difficult to anticipate. Scenario planning gives […]
For distribution, import, and export companies, financial pressure often begins before a loss is fully realized. A shipment gets delayed, freight costs increase, inventory sits longer than expected, or a customer is slow to pay. Meanwhile, the business still has expenses to cover.
A recent New Jersey Supreme Court case highlights an important lesson for medical practices: having insurance does not always mean you’re fully protected.
We’re honored to share that CIC Services has once again been recognized as Highly Commended for Captive Manager of the Year in the Captive Review US Captive Awards 2026. This recognition reflects our ongoing commitment to helping businesses take greater control of risk through innovative captive insurance strategies and exceptional client service. Receiving this distinction […]
Looking to read about ways we are serving the business community through the innovative use of captive insurance companies? If CIC Services is in the news, you’ll be able to read it here. Check out where we’ve made the most recent headlines below.
Program combines CIC Services’ captive insurance expertise with ePremium technology to help qualified property owners retain insurance value and expand their risk protection CIC Services today announced the launch of PortfolioVantage, a tenant legal liability program that helps qualified property owners turn coverage for tenant-caused damage into the foundation of a broader captive insurance strategy. […]
Budgets are often built around expectations for revenue, expenses, and growth. But when unexpected events disrupt those assumptions, even a carefully developed financial plan can quickly become outdated. Supply chain delays, cyber incidents, regulatory changes, litigation, and shifts in the insurance market can all create financial consequences that are difficult to anticipate. Scenario planning gives […]
For distribution, import, and export companies, financial pressure often begins before a loss is fully realized. A shipment gets delayed, freight costs increase, inventory sits longer than expected, or a customer is slow to pay. Meanwhile, the business still has expenses to cover.
A recent New Jersey Supreme Court case highlights an important lesson for medical practices: having insurance does not always mean you’re fully protected.
We’re honored to share that CIC Services has once again been recognized as Highly Commended for Captive Manager of the Year in the Captive Review US Captive Awards 2026. This recognition reflects our ongoing commitment to helping businesses take greater control of risk through innovative captive insurance strategies and exceptional client service. Receiving this distinction […]
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Businesses who implement ERM programs combined with a captive to plan for unforseen risks stand a better chance of surviving, and passing to the next generation.
Captive owners can leverage their ERM and captive programs to improve their negotiating ability when renewing their commercial insurance coverages.
Profitable captives will see their reserves grow over time to significant sums which can be utilized by their owners for retirement or other life cycle needs.
Insurance companies are the only entities allowed to expense projected future expense against current-year revenues (claim reserves). Small captives (premiums of $2.2M or less per year) may also elect to only be taxed on their investment income, potentially resulting in substantial tax savings for their owners.
Utilizing your captive to reduce or replace your commercial insurance coverage with policies issued by your captive allows you to capture insurance profits previously realized by the carriers.
Adding a captive and ERM program will result in a higher awareness and enhanced strategies for how your organization thinks about and plans for all risks.
The assets held by a properly organized and managed captive enjoy a very high degree of protection from both the business’ and business owner’s creditors.