Small and mid-market businesses are fragile.
Unlike their Fortune 1,000 brethren, they:

•  Lack access to credit and capital markets
•  Are geographically concentrated
•  Have concentrated revenue streams

 

Which contributes to the fact that:

40% of small businesses affected by natural or human-caused disaster never reopen their doors.*

-And-

1/2 of those that do reopen don’t survive past the second year post disaster.*

*Source: Small Business Administration